Buying or selling your home is exciting but it can also be a stressful experience. As the biggest financial commitment you will likely ever make, you need a conveyancing solicitor you can trust to get the job done as quickly, efficiently and cost-effectively as possible.
At Parsonage & Co Solicitors, we provide bespoke conveyancing advice to individuals and families across London and the UK, in particular Teddington, Richmond upon Thames and the wider surrounding area.
We can assist with all aspects of buying and selling property as well as other conveyancing transactions, including:
- Transfers of equity
- Deeds of trust
- Leasehold advice, including lease extension, enfranchisement and buying the freehold of your home
Whether you are a first time buyer, you’re looking to size up to expand your family, size down for retirement, or you’re a buy to let investor, we are here to help. Our conveyancing solicitors combine our legal knowledge with a friendly approach for a smooth and stress free move.
We’ll ensure that you are fully informed and kept up-to-date at every stage of the process so you can make confident decisions about how to move forward. We’re also highly responsive – if you call or email us with a question or concern, you’ll never be left on hold or waiting for a response for long, we’ll aim to make time for you straight away.
Our conveyancing lawyers are members of the Law Society Conveyancing Quality Scheme (CQS). This means that our services have been assessed and our conveyancing solicitors independently recognised for our expertise and high quality customer service. As a CQS accredited firm, we are approved to work with a wide range of mortgage lenders, including all the major high street banks and building societies.
Contact our conveyancing solicitors in Teddington to get all the practical advice and emotional support you need about buying or selling your home.
How our conveyancing solicitors can help you
Buying and selling your home
We can handle all the legal aspects of buying or selling a property on your behalf, such as carrying out conveyancing searches and property checks, making enquiries and liaising with your mortgage lender.
There are always risks involved in conveyancing transactions, but we will take all necessary steps to ensure that you are getting the best deal and that your interests are protected.
We are known for our practical but friendly approach; we aim to take the stress out of conveyancing, making your moving experience as simple and straightforward as possible. We do this by:
- Providing a warm, welcoming environment to discuss any legal matters
- Demystifying the conveyancing process by breaking down the steps and your options into plain, understandable English
- Providing regular updates throughout the process
- Being proactive – spotting risks before they become problems and gathering all the information you need to proceed with the transaction with confidence
- Responding quickly to your correspondence
- Being upfront and honest about our fees and other costs you will face – your initial quote will be fully inclusive and there’ll be no hidden surprises along the way. If any unexpected work does arise, we will never incur the costs without speaking to you first
First time buyer advice
Embarking on your journey as a new home owner is an exciting but scary time. We’ll make sure that you know exactly what to expect and provide all the support you need throughout the experience, from the moment your offer’s accepted to the moment the keys are in your hands.
As well as standard advice about buying a house or flat, we can provide specialist advice tailored to you as a first time buyer, such as:
- Advice about first time buyer relief from Stamp Duty Land Tax – saving tax is money in your pocket, so it pays to get it right. We’ll ensure your tax returns declaring the relief are completed to the highest degree of accuracy
- Buying a property through one of the Government’s home ownership schemes, including:
- Help to Buy equity loan scheme
- Help to Buy: ISAs (note, this is only available to people who opened their ISA before midnight on 30 November 2019)
- Shared Ownership
- Lifetime ISAs (LISAs)
Buying a new build
Buying a new build home involves different steps to buying an older property, so getting tailored legal advice is essential. We can help you identify and avoid any pitfalls and make sure that the property will suit your needs.
For example, we will ensure compliance with planning regulations, check that the property has adequate access to things like roads and sewers, and ensure the property (and your ownership) is properly registered at the Land Registry.
If you are buying a house with your partner but you are not married or in a civil partnership or you are buying with a friend, we can provide specialist advice about co-ownership.
The automatic position when you buy a property with someone else is that you will own as joint tenants – this means you legally split the property 50-50 (even if you contributed unequal shares) and if one of you dies, the other will automatically inherit the deceased’s share.
If you want to own the property in unequal shares and/or remove the right of survivorship, you will need to make a Deed of Trust (also known as a Declaration of Trust).
A Deed of Trust makes your ownership situation clear so there is no confusion if you ever need to sell your share (for example, because you break up or fall out) or one of the owners dies.
We can provide detailed advice about Deeds of Trust and whether making one may be right for you. Our conveyancing lawyers can also draw up your Trust Deed and ensure it is properly registered at the Land Registry.
Our remortgage solicitors can help you through the process of remortgaging your home. Whether you are looking for a better deal with a different lender or you need to borrow more money, we regularly work with banks, building societies and other mortgage lenders to get the job done swiftly and cost-effectively.
Transfer of equity
The process of changing the legal ownership of your home is called a transfer of equity. We can help you with all the legal aspects of completing this process.
We understand that the circumstances behind transfers are always different – perhaps you’re getting a divorce and are buying your former partner out of your home, perhaps a new partner is moving in, or perhaps you’re gifting part of the property to a family member. Whatever the reason, we will be sensitive to your individual circumstances and provide bespoke advice designed to achieve the result you need.
Buy to let investments
Whether you are moving and want to rent out your current home, you’ve inherited a property, or you have some extra cash to invest, we are here to provide all the legal advice you need about buy to let conveyancing.
We’ll handle all the legal aspects on your behalf, including carrying out property checks, making enquiries, handling Stamp Duty, side-stepping risks and advising about the suitability of your new investment.
Owning a leasehold means that you do not own your property outright, you will have a long lease and will likely have to pay ground rent and service charges to the freeholder (your landlord). Most flats are leasehold with the freeholder owning the wider building, but some houses may also be leasehold.
Our leasehold conveyancing solicitors can provide all the advice you need about buying, selling and owning a leasehold property, including:
- Advice during the initial conveyancing process on the terms of the lease, such as its length, ground rent, service charges and whether the agreement suits your interests
- Lease extensions – extending the term of your lease to add value and make your ownership stronger
- Leasehold enfranchisement – the process of buying the freehold of your flat with other flat owners in your building
- Buying the freehold of a leasehold house
- Right to manage – taking over the management of your flat building from the landlord or their managing agents
- Right of First Refusal – your right to be notified if your landlord plans to sell the building
Get in touch with our conveyancing solicitors in Teddington, Richmond
Contact our conveyancing solicitors in Teddington to get all the practical advice and emotional support you need about buying or selling a property.